"Fast, 5 million yuan is in place, and the transformation of the production line should be accelerated." Recently, a textile enterprise in Changxing County received the "textile transformation loan" issued by the bank and immediately began to upgrade the production line.

The launch of customized transformation loans such as "Textile transformation loan" is an epitome of Changxing County's transformation financial practice to help the low-carbon and high-quality development of the textile industry. Focusing on the problems of single financial instruments, insufficient policy incentives, difficult financing and expensive financing in the process of enterprise transformation and upgrading, the county takes the textile industry as a pilot, and strives to promote the green soft landing of textile enterprises through the construction of transformation financial standards, innovative financial products, the construction of disclosure and evaluation system, and the improvement of policy incentive supporting measures.

According to statistics, there are currently 294 textile enterprises in the county, the output value of 36.1 billion yuan in 2022, and the energy consumption of 991,800 tons of standard coal, accounting for 24% of the county, and the transformation demand of industry enterprises is strong.

Changxing County researched and compiled the Catalogue of Economic Activities Supported by Financial Support for the Transformation of the Textile Industry, screened out the transformation subjects that meet the standards and included them in the key enterprise database of the transformation of the textile industry, and there are 296 enterprises in the database at present. At the same time, the establishment of a financial specialist studio, the selection of specialists to promote and mobilize, and guide professional institutions to follow up services in a timely manner, combined with the "carbon efficiency score", according to the "one enterprise one policy" model, scientific analysis of carbon reduction constraints, negative social and economic impacts, etc., recommend scientific carbon reduction technology paths for enterprises, formulate solutions, and accurately draw corporate transformation self-portraits.

Innovation transformation financial orientation incentive mechanism, relying on transformation loan discount interest, guarantee premium concessions and other policy means, 2025 compared with 2020 carbon reduction margin ≥18%, per mu tax ≥A class, no adverse social impact during the transformation process, and finally complete the carbon reduction target to give policy preference to the storage enterprises. Financial institutions that actively participate in the construction of transformational financial standards and product development will be given loan risk compensation and pilot awards.

On the basis of promoting the transformation of textile industry, a dynamic disclosure and evaluation mechanism should be established. Guide financial institutions to establish transformation financial goals and transformation financial performance measurement mechanism, fully grasp the transformation of textile enterprises carbon emissions, technology path selection, business income, ESG score, carbon efficiency level and other 5 key indicators of benefit monitoring, to achieve the transformation of the subject of information scientific disclosure. For example, we assisted Changxing Rural Commercial Bank to access Huzhou financial data engine, built and completed the "enterprise carbon efficiency platform" system, which has been able to query the relevant carbon data of more than 80,000 enterprises in the city, and 437 textile enterprises have been included in the platform supervision.

Explore the implementation of the transformation of textile enterprises "red yellow blue" three-year linkage evaluation system, three consecutive years to achieve the goal of carbon reduction transformation into the "blue" list management, the first year did not achieve the carbon reduction goal to implement the "yellow" warning, the next year is still not completed dynamic adjustment to the "red" project list, three consecutive years failed to achieve the transformation technology path or there are major climate and environmental risks, Move directly out of the textile industry transformation project library.

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Changzhou Fubon Chemical Fiber Machinery Factory Technical production: Polypropylene spinning machine, polypropylene FDY spinning machine, polypropylene FDY equipment, polyester POY spinning machine, polyester POY production line, polyester POY equipment, polyester POY machinery, polyester recycled bottle FDY spinning machine, polyester FDY spinning machine, polyester FDY machinery, Spandex spinning machine, spinning special parts, polyester small Experimental machine, polypropylene small experimental machine, nylon small experimental machine.

Changzhou Fubon Chemical Fiber Machinery Factory Technical is a research and development and production of all kinds of chemical fiber machinery as the main professional manufacturing suppliers, research, development, production and sales as one, in order to meet the market demand, our factory has established a perfect chemical fiber spinning experimental base, to provide customers with good equipment and technical services. We mainly provide customers with complete sets of polyester, polypropylene, nylon, spandex and other chemical fiber complete sets of equipment, and undertake a variety of related equipment renovation projects and customized services.